Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading down 14 points (-0.1%) at 17,796 as of Monday, Nov. 24, 2014, 1:00 PM ET. The NYSE advances/declines ratio sits at 1,731 issues advancing vs. 1,243 declining with 202 unchanged. The Financial Services industry currently sits up 0.1% versus the S&P 500, which is up 0.2%. Top gainers within the industry include Altisource Asset Management ( AAMC), up 4.5%, Noah Holdings ( NOAH), up 5.0%, Och-Ziff Capital Management Group ( OZM), up 2.2%, MarketAxess Holdings ( MKTX), up 1.9% and AllianceBernstein Holding L.P ( AB), up 1.6%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Navient ( NAVI) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Navient is down $0.28 (-1.3%) to $20.90 on average volume. Thus far, 881,339 shares of Navient exchanged hands as compared to its average daily volume of 2.2 million shares. The stock has ranged in price between $20.89-$21.32 after having opened the day at $21.18 as compared to the previous trading day's close of $21.18. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more. Navient Corporation provides financial products and services focusing on the education sector. The company's Consumer Lending segment originates, acquires, finances, and services private education loans. Navient has a market cap of $8.5 billion and is part of the financial sector. Shares are unchanged year-to-date as of the close of trading on Friday. Currently there are 4 analysts that rate Navient a buy, no analysts rate it a sell, and none rate it a hold. TheStreet Ratings rates Navient as a hold. The company's strengths can be seen in multiple areas, such as its solid stock price performance, increase in net income and notable return on equity. However, as a counter to these strengths, we find that the company has favored debt over equity in the management of its balance sheet. Get the full Navient Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.