By John Spence Managing your personal finances can seem like drudgery, whether it's wading through that pile of bills or balancing your checkbook. Nowadays, however, there are tons of personal finance apps that can help with these chores, with services focused on everything from banking to saving and investing. Here are 5 popular personal finance apps (in no particular order) to look into if you're not using them already. And the best part is most of them are free:
Installation:iOS and AndroidSimple is a free online banking service for U.S. residents that doesn't have any physical branches, although it does provide its own Visa Cards. The app lets you easily keep track of your money, monitor your spending, and use tools such as "Goals" and "Safe-to-Spend" to help manage your budget. Simple doesn't charge monthly account maintenance fees or overdraft fees. Simple customers can use 55,000 ATMs around the U.S. for free. The money in a Simple account is actually held by its partner bank, The Bancorp Bank ( TBBK), which is FDIC-insured.
Installation:iOS and Android With major data breaches like Target and Home Depot seemingly happening every day, BillGuard has been getting more and more attention. The service allows users to track all their accounts in one place and is designed to protect credit and debit cards from fraud, hackers and unwanted charges. BillGuard flags suspicious charges and also helps users track their spending and budget, among other services. You can monitor an unlimited amount of cards for free.
Installation:iOS (Android coming soon, the company says)