Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 14 points (0.1%) at 17,085 as of Tuesday, Sept. 30, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,160 issues advancing vs. 1,849 declining with 136 unchanged. The Financial sector currently sits down 0.2% versus the S&P 500, which is down 0.2%. On the negative front, top decliners within the sector include KB Financial Group ( KB), down 2.0%, Aegon ( AEG), down 1.5%, Nomura Holdings ( NMR), down 1.5%, Orix ( IX), down 1.4% and Shinhan Financial Group ( SHG), down 1.0%. A company within the sector that increased today was Visa ( V), up 0.9%. TheStreet would like to highlight 3 stocks pushing the sector lower today: 3. UBS ( UBS) is one of the companies pushing the Financial sector lower today. As of noon trading, UBS is down $0.17 (-1.0%) to $17.36 on average volume. Thus far, 1.2 million shares of UBS exchanged hands as compared to its average daily volume of 2.1 million shares. The stock has ranged in price between $17.27-$17.45 after having opened the day at $17.34 as compared to the previous trading day's close of $17.53. UBS AG, a financial services firm, provides retail, wealth management, corporate and institutional banking, asset management, and investment banking products and services worldwide. The company's Wealth Management division provides financial services to high net worth individuals. UBS has a market cap of $66.2 billion and is part of the banking industry. Shares are down 8.9% year-to-date as of the close of trading on Monday. Currently there are 3 analysts that rate UBS a buy, no analysts rate it a sell, and 1 rates it a hold. TheStreet Ratings rates UBS as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, impressive record of earnings per share growth and compelling growth in net income. However, as a counter to these strengths, we also find weaknesses including weak operating cash flow and a generally disappointing performance in the stock itself. Get the full UBS Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.