Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading down today with the Dow Jones Industrial Average ( ^DJI) trading down 80 points (-0.5%) at 17,033 as of Monday, Sept. 29, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 959 issues advancing vs. 2,053 declining with 145 unchanged. The Services sector currently sits down 0.3% versus the S&P 500, which is down 0.5%. On the negative front, top decliners within the sector include Rite Aid ( RAD), down 4.7%, Ctrip.com International ( CTRP), down 4.0%, Companhia Brasileira De Distribuicao ( CBD), down 4.0%, Cencosud ( CNCO), down 3.4% and Melco Crown Entertainment ( MPEL), down 2.2%. TheStreet would like to highlight 3 stocks pushing the sector lower today: 3. Visa ( V) is one of the companies pushing the Services sector lower today. As of noon trading, Visa is down $1.95 (-0.9%) to $209.99 on average volume. Thus far, 936,347 shares of Visa exchanged hands as compared to its average daily volume of 2.4 million shares. The stock has ranged in price between $209.12-$211.46 after having opened the day at $210.21 as compared to the previous trading day's close of $211.94. Visa Inc., a payments technology company, operates as a retail electronic payments network worldwide. The company facilitates commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities. Visa has a market cap of $104.3 billion and is part of the financial services industry. Shares are down 4.8% year-to-date as of the close of trading on Friday. Currently there are 20 analysts that rate Visa a buy, no analysts rate it a sell, and 5 rate it a hold. TheStreet Ratings rates Visa as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, growth in earnings per share, expanding profit margins and increase in net income. We feel these strengths outweigh the fact that the company shows weak operating cash flow. Get the full Visa Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.