- The debt-to-equity ratio is somewhat low, currently at 0.97, and is less than that of the industry average, implying that there has been a relatively successful effort in the management of debt levels.
- IFT, with its very weak revenue results, has greatly underperformed against the industry average of 0.4%. Since the same quarter one year prior, revenues plummeted by 86.3%. Weakness in the company's revenue seems to have hurt the bottom line, decreasing earnings per share.
- The gross profit margin for IMPERIAL HOLDINGS INC is currently extremely low, coming in at 11.02%. It has decreased significantly from the same period last year. Along with this, the net profit margin of -71.88% is significantly below that of the industry average.
- Net operating cash flow has significantly decreased to -$9.18 million or 319.50% when compared to the same quarter last year. In addition, when comparing to the industry average, the firm's growth rate is much lower.
Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. The Insurance industry as a whole closed the day down 0.8% versus the S&P 500, which was down 0.7%. Laggards within the Insurance industry included American Independence ( AMIC), down 2.4%, Independence ( IHC), down 1.9%, Crawford & Company ( CRD.B), down 3.1%, Citizens ( CIA), down 2.2% and Imperial Holdings ( IFT), down 2.0%. TheStreet Ratings Group would like to highlight 3 stocks that pushed the industry lower today: Imperial Holdings ( IFT) is one of the companies that pushed the Insurance industry lower today. Imperial Holdings was down $0.13 (2.0%) to $6.42 on light volume. Throughout the day, 38,800 shares of Imperial Holdings exchanged hands as compared to its average daily volume of 87,400 shares. The stock ranged in price between $6.34-$6.49 after having opened the day at $6.46 as compared to the previous trading day's close of $6.55. Imperial Holdings, Inc., through its subsidiaries, operates as a specialty finance company in the United States. As of December 31, 2013, it owned and managed a portfolio of 612 life insurance policies, also referred to as life settlements. Imperial Holdings, Inc. Imperial Holdings has a market cap of $139.1 million and is part of the financial sector. Shares are up 0.1% year-to-date as of the close of trading on Monday. Currently there is 1 analyst who rates Imperial Holdings a buy, no analysts rate it a sell, and none rate it a hold. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more. TheStreet Ratings rates Imperial Holdings as a hold. The company's strengths can be seen in multiple areas, such as its largely solid financial position with reasonable debt levels by most measures and increase in stock price during the past year. However, as a counter to these strengths, we also find weaknesses including unimpressive growth in net income, disappointing return on equity and poor profit margins. Highlights from TheStreet Ratings analysis on IFT go as follows: