Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 7 points (0.0%) at 17,032 as of Friday, Aug. 22, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,152 issues advancing vs. 1,771 declining with 181 unchanged. The Financial Services industry currently sits down 0.2% versus the S&P 500, which is unchanged. On the negative front, top decliners within the industry include AllianceBernstein Holding L.P ( AB), down 2.2%, Orix ( IX), down 1.1%, Nomura Holdings ( NMR), down 1.1% and MasterCard ( MA), down 0.6%. A company within the industry that increased today was Charles Schwab ( SCHW), up 1.2%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Western Union ( WU) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Western Union is down $0.27 (-1.5%) to $17.47 on light volume. Thus far, 1.6 million shares of Western Union exchanged hands as compared to its average daily volume of 5.4 million shares. The stock has ranged in price between $17.46-$17.68 after having opened the day at $17.62 as compared to the previous trading day's close of $17.74. The Western Union Company provides money movement and payment services worldwide. The company operates in three segments: Consumer-to-Consumer, Consumer-to-Business, and Business Solutions. The Consumer-to-Consumer segment offers cash money transfer services involving walk-in agent locations. Western Union has a market cap of $9.4 billion and is part of the financial sector. Shares are up 2.8% year-to-date as of the close of trading on Thursday. Currently there are 5 analysts that rate Western Union a buy, 3 analysts rate it a sell, and 10 rate it a hold. TheStreet Ratings rates Western Union as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, good cash flow from operations, expanding profit margins and notable return on equity. We feel these strengths outweigh the fact that the company has had sub par growth in net income. Get the full Western Union Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.