On CNBC's "Cramer's Mad Dash" segment, Cramer pointed out that both Bernstein and Sterne Agee initiated each company with the equivalent of a buy rating.
Piper Jaffray also initiated Visa with an overweight rating and a $265 price target.
Visa and MasterCard "have been terrific stories," Cramer added, but the stocks "have been stalled."
The companies continue to benefit from the "secular growth theme" of using credit and debit instead of cash and checks, he said.
The share prices have idled long enough, Cramer concluded. It's time for the stocks of these "very well-run companies" to move higher.
-- Written by Bret Kenwell in Petoskey, Mich.