Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 13 points (0.1%) at 16,507 as of Monday, Aug. 4, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,334 issues advancing vs. 1,665 declining with 161 unchanged. The Financial Services industry currently sits down 0.3% versus the S&P 500, which is up 0.2%. On the negative front, top decliners within the industry include Altisource Asset Management ( AAMC), down 13.8%, Evercore Partners ( EVR), down 6.1%, MoneyGram International ( MGI), down 4.5%, Carlyle Group L P ( CG), down 1.8% and CBOE Holdings ( CBOE), down 1.4%. Top gainers within the industry include Virtus Investment Partners ( VRTS), up 2.2%, AllianceBernstein Holding L.P ( AB), up 2.5%, Credit Acceptance ( CACC), up 1.9% and HD Supply Holdings ( HDS), up 0.8%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Voya Financial ( VOYA) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Voya Financial is down $0.19 (-0.5%) to $36.66 on light volume. Thus far, 425,147 shares of Voya Financial exchanged hands as compared to its average daily volume of 1.5 million shares. The stock has ranged in price between $36.58-$36.98 after having opened the day at $36.98 as compared to the previous trading day's close of $36.85. Voya Financial, Inc. operates as a retirement, investment, and insurance company in the United States. The company has five segments: Retirement, Annuities, Investment Management, Individual Life, and Employee Benefits. Voya Financial has a market cap of $9.4 billion and is part of the financial sector. Shares are up 4.8% year-to-date as of the close of trading on Friday. Currently there are 5 analysts that rate Voya Financial a buy, 1 analyst rates it a sell, and 5 rate it a hold. TheStreet Ratings rates Voya Financial as a hold. The company's strengths can be seen in multiple areas, such as its robust revenue growth, solid stock price performance and impressive record of earnings per share growth. However, as a counter to these strengths, we find that the company's profit margins have been poor overall. Get the full Voya Financial Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.