Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 48 points (-0.3%) at 16,864 as of Wednesday, July 30, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,073 issues advancing vs. 1,897 declining with 171 unchanged. The Financial sector currently sits down 0.1% versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the sector include Aflac ( AFL), down 3.7%, CBRE Group ( CBG), down 2.5%, Plum Creek Timber ( PCL), down 2.2%, American Capital Agency ( AGNC), down 2.0% and UBS ( UBS), down 1.9%. Top gainers within the sector include GFI Group ( GFIG), up 43.4%, Bbva Banco FrancesS.A ( BFR), up 15.7%, Macro Bank ( BMA), up 14.0%, Orix ( IX), up 4.4% and American Tower ( AMT), up 3.8%. TheStreet would like to highlight 3 stocks pushing the sector lower today: 3. Franklin Resources ( BEN) is one of the companies pushing the Financial sector lower today. As of noon trading, Franklin Resources is down $1.52 (-2.7%) to $55.58 on heavy volume. Thus far, 1.6 million shares of Franklin Resources exchanged hands as compared to its average daily volume of 1.6 million shares. The stock has ranged in price between $54.81-$57.27 after having opened the day at $57.25 as compared to the previous trading day's close of $57.10. Franklin Resources Inc. is a publicly owned asset management holding company. The firm provides its services to individuals, institutions, pension plans, trusts, and partnerships. It manages, through its subsidiary, separate client-focused equity, fixed income, and balanced portfolios. Franklin Resources has a market cap of $36.0 billion and is part of the financial services industry. Shares are down 1.1% year-to-date as of the close of trading on Tuesday. Currently there are 4 analysts that rate Franklin Resources a buy, no analysts rate it a sell, and 9 rate it a hold. TheStreet Ratings rates Franklin Resources as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, expanding profit margins, solid stock price performance and notable return on equity. We feel these strengths outweigh the fact that the company has had sub par growth in net income. Get the full Franklin Resources Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.