iPhone only: As irrelevant as online banking and ATMs makes the physical bank for a lot of your banking needs, most of us still need to head to our local bank whenever it's time to cash a check. The New York Times reports that a bank called USAA doesn't think that should be necessary, and is introducing a new feature to their iPhone application sometime this week that will allow customers to deposit checks by simply snapping a picture of both sides of the check.
After that, you just submit the photos and void the check in your hand. The deposit to your account is instant. Talk about a dream come true. The only reason this editor ever ends up in a bank is to deposit the occasional check; if this sort of functionality were to spread to more banks, it could save all kinds of time for folks.
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