NEW YORK, June 3, 2014 /PRNewswire/ -- To meet the railroad industry's complex risk management needs, XL Group continues to build up railroad insurance expertise, now with the addition of Aldith "Allie" Townsend as a new underwriter in its Railroad business, part of XL Group's Global Excess Casualty division. Ms. Townsend will be based in New York and report to Senior Vice President and Railroad Manager Denise DePrimo. "XL values underwriting talent. And we're excited to attract high caliber talent, like Allie, whose industry knowledge and underwriting skills are invaluable in helping us effectively address industry-specific insurance needs while wisely growing our business," said Lorraine Seib, President of XL Group's Global Excess Casualty unit. "Allie is a welcome addition to our team adding more than 20 years of insurance underwriting experience, and nearly a decade dedicated to addressing the railroad industry's risk management needs." According to Ms. DePrimo, "Railroads play a very significant role in our supply chain and economy, carrying as much as 40% of the world's freight cargo. Given the nature of their operations and the cargo that they are tasked with carrying, railroads face complex risks. That's why they need to rely on the kind of specialized underwriting expertise and industry knowledge that Allie and our team brings to their risk management efforts." Ms. Townsend joins XL Group's dedicated rail team from Arch Insurance were she most recently served as a railroad underwriter. XL Group's railroad team provides risk management solutions including insurance and claims management assistance to railroads and rail-related companies across North America. The XL Group insurance companies provide a variety of specific rail insurance coverages including Railroad Protective, Rail Contractor's Commercial General Liability, Primary Rail Equipment Liability and Excess Railroad Liability. XL's dedicated railroad team services freight railroads, transit, commuter and light rail systems, excursion and charter railroads, tourist railways, scenic railroads and private railcar owners, lessee or lessors of rail equipment, track owners, as well as rail contractors, service providers, and suppliers.