Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 16 points (0.1%) at 16,733 as of Monday, June 2, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,394 issues advancing vs. 1,564 declining with 187 unchanged. The Banking industry currently sits up 0.1% versus the S&P 500, which is unchanged. On the negative front, top decliners within the industry include Credit Suisse Group ( CS), down 0.7%, and Lloyds Banking Group ( LYG), down 0.6%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Royal Bank of Scotland Group (The ( RBS) is one of the companies pushing the Banking industry lower today. As of noon trading, Royal Bank of Scotland Group (The is down $0.10 (-0.9%) to $11.47 on light volume. Thus far, 257,382 shares of Royal Bank of Scotland Group (The exchanged hands as compared to its average daily volume of 943,900 shares. The stock has ranged in price between $11.46-$11.60 after having opened the day at $11.59 as compared to the previous trading day's close of $11.57. The Royal Bank of Scotland Group plc, through its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers worldwide. Royal Bank of Scotland Group (The has a market cap of $65.0 billion and is part of the financial sector. Shares are up 2.2% year-to-date as of the close of trading on Friday. Currently there is 1 analyst that rates Royal Bank of Scotland Group (The a buy, 1 analyst rates it a sell, and none rate it a hold. TheStreet Ratings rates Royal Bank of Scotland Group (The as a sell. Among the areas we feel are negative, one of the most important has been an overall disappointing return on equity. Get the full Royal Bank of Scotland Group (The Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.