NEW YORK (TheStreet) -- A BIG hello from this millennial in financial services to you, baby-boomer era investor. Aged 18 to 36 and boasting an unemployment rate almost double the national average, millennials are fascinating creatures indeed. We (generalizing here) are job-hopping independent contractors that probably still don't have health insurance despite the Obamacare mandate. We love social interaction on Facebook (FB - Get Report), Twitter (TWTR - Get Report), and Instagram, lust for it actually. We have little savings due to the existence of mobile payments. Playing on dating site Tinder is viewed as acceptable when in a committed relationship. We want it all immediately, but aren't sure how to make it happen. Oh, and by the way, we represent a huge untapped spending potential that could be profited from by the baby-boomer-era investor that actually has money.

First, a couple stats on the millennials since everyone loves sharing them in retweetable lists:

  1. Millennials make up 24% of the U.S. population.
  2. Median income of $25,000 for younger millennials, near $48,000 for senior millennials.
  3. Top-three millennial living grounds: Austin, Texas; San Diego; San Francisco.
  4. 80% sleep with phones next to their beds.
  5. 52% are more likely to make impulse purchases than any other generation. Shout out Starbucks (SBUX - Get Report).
  6. 59% buy brands that reflect their style or personality. Explains why H&M is thriving, and Abercrombie & Fitch (ANF - Get Report) is dying.
  7. 62% indicate they prefer to live in mixed-use communities. Sorry Toll Brothers (TOL.

These are the main themes to know, boomers. Ehh, that and millennials are not keen on cars as throngs of them invade urban areas across the United States. Although the two examples in the pictures below aren't really playable investment wise, it's how you should be thinking on making bank from millennials. What gets them to point A to point B the quickest? What is flashy looking, green, but also affordable? If the millennials move to urban areas, what are they going to need to live their alleged busy lifestyles (in reality, they're not very busy). 

Fellow millennials that happen to stumble upon this and earn more than the aforementioned median incomes, here are your two summer toys to consider while leaving the urban situated mixed living community. They are pro Mother Earth, reasonably affordable, pretty stylish, and have outlets to charge mobile devices that help to check into Foursquare.

GenZe: Electronic Scooter

  • Maker: Mahinara (this scooter will be built in Michigan)
  • Price: $4,300
  • Release date: late summer
  • Fun attributes only millennials would get: (1) wagon for storing groceries from Whole Foods (WFM; (2) station to charge any device Apple (AAPL has, or will, release; (3) 7-inch touchscreen that has apps, and syncs with your phone; (4) 30 mph top speed; (5) no need to have a motorcycle license, can't take off work anyway.

Cruise: Electric Bike

  • Maker: BMW (who apparently has been selling bicycles for 60 years)
  • Price: $3,700
  • Release date: shortly
  • Fun attributes only millennials would get: offers electric motor support for the pedals to facilitate texting and biking.

-- By Brian Sozzi CEO of Belus Capital Advisors, analyst to TheStreet.

This article represents the opinion of a contributor and not necessarily that of TheStreet or its editorial staff.

At the time of publication, Sozzi had no positions in any stocks mentioned, although positions may change at any time.

Sozzi is the CEO and Chief Equities Strategist of Belus Capital Advisors. He is responsible for developing and managing an equities portfolio of mid- and large-cap positions, in addition to leading the firm's digital content initiatives. He is also a personal finance columnist for Men's Health magazine.