Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 24 points (0.1%) at 16,720 as of Tuesday, May 13, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,382 issues advancing vs. 1,595 declining with 161 unchanged. The Financial Services industry currently is unchanged today versus the S&P 500, which is unchanged. On the negative front, top decliners within the industry include Financial Engines ( FNGN), down 4.2%, Virtus Investment Partners ( VRTS), down 2.8%, Stifel Financial ( SF), down 2.1%, TD Ameritrade ( AMTD), down 1.3% and Waddell & Reed Financial ( WDR), down 1.3%. Top gainers within the industry include Greenhill ( GHL), up 3.1%, Nomura Holdings ( NMR), up 1.7% and Orix ( IX), up 1.1%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Discover Financial Services ( DFS) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Discover Financial Services is down $0.59 (-1.0%) to $57.69 on light volume. Thus far, 1.1 million shares of Discover Financial Services exchanged hands as compared to its average daily volume of 3.1 million shares. The stock has ranged in price between $57.60-$58.37 after having opened the day at $58.25 as compared to the previous trading day's close of $58.28. Discover Financial Services, a bank holding company, provides a range of financial products and services in the United States. The company operates in two segments, Direct Banking and Payment Services. Discover Financial Services has a market cap of $26.8 billion and is part of the financial sector. Shares are up 4.2% year-to-date as of the close of trading on Monday. Currently there are 14 analysts that rate Discover Financial Services a buy, no analysts rate it a sell, and 5 rate it a hold. TheStreet Ratings rates Discover Financial Services as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, expanding profit margins and largely solid financial position with reasonable debt levels by most measures. We feel these strengths outweigh the fact that the company has had sub par growth in net income. Get the full Discover Financial Services Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.