Can you imagine using a 10-year-old computer? How about relying on a 20-year-old car? There are some things people expect to replace every few years. With other things though, like banks, people tend to stick with the same thing year after year. That is a shame, because banking relationships can easily become out of date over time. This is more than just a question of shopping around for competitive bank rates and terms -- though those things are also important. The past decade has seen major changes in banking due to emerging technologies, competitive forces, company mergers and branch closures. Those changes may mean your banking relationships are long overdue for an update. Here are six things that should cause you to rethink your banking relationships.