Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 10 points (-0.1%) at 16,415 as of Thursday, April 17, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,581 issues advancing vs. 1,369 declining with 186 unchanged. The Banking industry currently sits up 0.1% versus the S&P 500, which is unchanged. On the negative front, top decliners within the industry include PNC Financial Services Group ( PNC), down 1.2%, and Mitsubishi UFJ Financial Group ( MTU), down 0.6%. Top gainers within the industry include Lloyds Banking Group ( LYG), up 1.6%, HDFC Bank ( HDB), up 0.8% and Royal Bank of Scotland Group (The ( RBS), up 0.6%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. SunTrust Banks ( STI) is one of the companies pushing the Banking industry lower today. As of noon trading, SunTrust Banks is down $0.42 (-1.1%) to $37.74 on heavy volume. Thus far, 2.5 million shares of SunTrust Banks exchanged hands as compared to its average daily volume of 3.3 million shares. The stock has ranged in price between $37.43-$38.27 after having opened the day at $38.15 as compared to the previous trading day's close of $38.16. SunTrust Banks, Inc. operates as the holding company for SunTrust Bank that provides various financial services in the United States. The company operates in three segments: Consumer Banking and Private Wealth Management, Wholesale Banking, and Mortgage Banking. SunTrust Banks has a market cap of $20.3 billion and is part of the financial sector. Shares are up 3.7% year-to-date as of the close of trading on Wednesday. Currently there are 10 analysts that rate SunTrust Banks a buy, no analysts rate it a sell, and 14 rate it a hold. TheStreet Ratings rates SunTrust Banks as a buy. The company's strengths can be seen in multiple areas, such as its increase in net income, expanding profit margins, good cash flow from operations, solid stock price performance and growth in earnings per share. We feel these strengths outweigh the fact that the company has had somewhat disappointing return on equity. Get the full SunTrust Banks Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.