Update (9:35 a.m.): Updated with Friday market open information.
The stock was down 4 to $24.98 at 9:34 a.m. on Friday.
Cramer is avoiding Blackhawk Network and thinks Gilead Sciences needs an acquisition.
Oil and the Federal Reserve have been running the markets, Cramer says.
The slow, complicated adoption of EMV cards prompted Walmart to sue Visa in New York state court on Tuesday.