Survey MethodologyThe ShareBuilder 401k Disclosure Survey was conducted by Wakefield Research among 500 small business owners and decision makers offering 401(k) plans at companies with 100 employees or less, between November 19th and December 2nd, 2013, using an email invitation and an online survey. Results of any sample are subject to sampling variation. The magnitude of the variation is measurable and is affected by the number of interviews and the level of the percentages expressing the results. For the interviews conducted in this particular study, the chances are 95 in 100 that a survey result does not vary, plus or minus, by more than 4.4 percentage points from the result that would be obtained if interviews had been conducted with all persons in the universe represented by the sample. If you would like to receive the research summary report, please contact Alison Cahill of Capital One at Alison.Cahill@capitalone.com. About ShareBuilder 401k by Capital One ShareBuilder 401k, a subsidiary of Capital One Financial Corporation, provides easy-to-use, cost-efficient 401(k) retirement plans for small and mid-size businesses serving clients that include the self-employed to those with more than 10,000 employees. ShareBuilder 401k is a leader in providing 100 percent index-based ETF investments (plus a money market) in 401(k) plans. ShareBuilder 401k offers a suite of on-demand services that make it simple for employers and employees to open and manage their retirement plans online at www.sharebuilder401k.com. ShareBuilder 401k plans provide market-efficient investments and model portfolios that make it easy for employees to select sound investments to help them get on track to meet their retirement goals. Customers can also take advantage of ShareBuilder 401k consultants, customer success managers, and customer care agents to receive assistance in managing their retirement benefits. Advisory services are provided by ShareBuilder Advisors, LLC, an SEC registered investment advisor. ShareBuilder Advisors, LLC, is a subsidiary of Capital One Financial Corporation. 401(k) plans are: Not FDIC insured – Not Bank guaranteed – May lose value You should carefully consider information contained in prospectus, including investment objectives, risk, charges and expenses. For a prospectus containing this and other important information, please visit the fund quote detail page at sharebuilder401k.com , or contact a ShareBuilder 401k representative at 1-800-943-6108 option 1. Please read the prospectus carefully before investing.