Earn Rewards Quickly, Use Rewards Easily with the Amex EveryDay Credit Card:
- Earn 2x Membership Rewards points at U.S. supermarkets, on up to $6,000 per year on purchases (then 1x); and 1x points on all other purchases.* 3
- Use the Card to make 20 or more purchases in a billing period and earn 20% extra points on all those purchases less returns and credits. Terms and limitations apply.
- A digital counter in the Amex Mobile app helps keep track of each qualifying purchase for the bonus, so Card Members always know when they’re close to earning 20% extra Membership Rewards points.
- Redeem points for a variety of rewards, including using them towards recent charges with Use Points for Charges* 4, redeeming for gift cards or merchandise, using them towards purchases at Amazon.com and Ticketmaster and booking travel at amextravel.com, or transferring them for miles in the frequent flyer programs of 17 different airlines.
Example: Suppose in a billing period you make 20 purchases totaling $500 and you return a $200 item that you purchased in the same or a prior billing period. The return does not reduce your purchase count, but it does reduce the Membership Rewards points on those purchases from 500 to 300. So, in this example you would earn 20% extra on those 300 points.When Purchases Count To count purchases for this benefit, we use the date of the purchase. For example, if you make a purchase on the last day in your January billing period, it might not post to your account until your February billing period. If this happens, the purchase still counts towards your January billing period. In rare instances, a purchase may not post to your account for several billing periods. For example, extreme weather or other business disruptions may delay a merchant in submitting transactions to us. If a purchase posts to your account more than four billing periods after the purchase date, we count it for the billing period in which it posts, and not the purchase date. Some merchants combine separate charges into a single transaction before submitting it to us. When this happens, the combined transaction will count as a single purchase for purposes of counting towards 20 separate purchases. For example, if you charge three items to your Card at the same online merchant at three separate times over one or more days, the merchant may combine those three charges and submit them as a single transaction. In that case, that combined transaction will count as one purchase. Transaction Dates A date of a purchase, return or credit may sometimes be different from the date you made the transaction. For example, if you buy goods online, the purchase date may be the date the goods are shipped. Also, if you use your Card while traveling (on a hotel, car rental, or while on a cruise), the purchase date may be the date you complete that travel.
General TermsYou will typically receive your 20% extra Membership Rewards points six to eight weeks after the billing period in which they were earned. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. APR 2 For the first 15 months, enjoy a 0% introductory rate on purchases and balance transfers. After that, your current variable APR will be 12.99%-21.99% based on your credit worthiness and other factors. Earning Membership Rewards points 3 For each dollar charged on an eligible purchase in each billing period on your Amex EveryDay SM Credit Card from American Express, you earn one Membership Rewards® point. You earn: 1 additional point (for a total of 2 points) on the first $6,000 of eligible purchases in a calendar year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet. Use Points for Charges Using Points for Your Charges is only available to Basic Consumer and OPEN Card Members enrolled in the U.S. Membership Rewards® program. Authorized agents, authorized account managers, Additional Card Members and Authorized Additional Card Members are not eligible. All Linked Card accounts must be in good standing. A minimum of 1,000 Membership Rewards points in your program account is required and you may use Membership Rewards points only toward the entire amount of an eligible charge. American Express will present the eligible charges you can use points towards, and we may change which charges are eligible at any time without notice. American Express is under no obligation to make charges available for redemption using Membership Rewards points. For each transaction, points will be debited immediately from your Membership Rewards program account and a credit will be issued to your Linked Card account for the corresponding dollar amount within 48 hours. Credits processed after the Card account’s statement closing date will appear in the following billing period. You are responsible for payment of the amount due on your Card account by the due date even after using this feature. To learn about this feature and redeem points online, visit membershiprewards.com/yourcharges.
About American ExpressAmerican Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. Learn more at americanexpress.com and connect with us on facebook.com/americanexpress, foursquare.com/americanexpress, linkedin.com/company/american-express, twitter.com/americanexpress, and youtube.com/americanexpress. Key links to products and services: charge and credit cards, business credit cards, travel services, gift cards, prepaid cards, merchant services, business travel, and corporate card.