Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 30 points (0.2%) at 15,994 as of Thursday, Feb. 13, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,823 issues advancing vs. 1,044 declining with 196 unchanged. The Banking industry currently is unchanged today versus the S&P 500, which is up 0.2%. On the negative front, top decliners within the industry include Lloyds Banking Group ( LYG), down 2.3%, Mitsubishi UFJ Financial Group ( MTU), down 1.6%, Shinhan Financial Group ( SHG), down 1.4% and PNC Financial Services Group ( PNC), down 0.7%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Royal Bank of Scotland Group (The ( RBS) is one of the companies pushing the Banking industry lower today. As of noon trading, Royal Bank of Scotland Group (The is down $0.11 (-0.9%) to $11.47 on light volume. Thus far, 221,359 shares of Royal Bank of Scotland Group (The exchanged hands as compared to its average daily volume of 936,900 shares. The stock has ranged in price between $11.32-$11.50 after having opened the day at $11.32 as compared to the previous trading day's close of $11.58. The Royal Bank of Scotland Group plc, through its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers worldwide. Royal Bank of Scotland Group (The has a market cap of $35.5 billion and is part of the financial sector. Shares are up 2.2% year-to-date as of the close of trading on Wednesday. Currently there is 1 analyst that rates Royal Bank of Scotland Group (The a buy, 1 analyst rates it a sell, and none rate it a hold. TheStreet Ratings rates Royal Bank of Scotland Group (The as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, compelling growth in net income and expanding profit margins. However, as a counter to these strengths, we find that the growth in the company's earnings per share has not been good. Get the full Royal Bank of Scotland Group (The Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.