Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 125 points (-0.8%) at 16,333 as of Tuesday, Jan. 21, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,733 issues advancing vs. 1,234 declining with 157 unchanged. The Financial sector currently sits up 0.2% versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the sector include Deutsche Bank ( DB), down 2.5%, Royal Bank of Scotland Group (The ( RBS), down 1.1%, Aegon ( AEG), down 2.2%, ING Groep N.V ( ING), down 1.7% and SLM ( SLM), down 1.5%. Top gainers within the sector include Signature Bank ( SBNY), up 11.7%, Blackstone Mortgage ( BXMT), up 11.0%, TD Ameritrade Holding Corporation ( AMTD), up 4.0%, Zions ( ZION), up 3.6% and Regions Financial Corporation ( RF), up 2.5%. TheStreet would like to highlight 5 stocks pushing the sector lower today: 5. ACE ( ACE) is one of the companies pushing the Financial sector lower today. As of noon trading, ACE is down $0.94 (-1.0%) to $96.16 on heavy volume. Thus far, 1.1 million shares of ACE exchanged hands as compared to its average daily volume of 1.4 million shares. The stock has ranged in price between $96.08-$97.56 after having opened the day at $97.56 as compared to the previous trading day's close of $97.10. ACE Limited, through its subsidiaries, provides a range of insurance and reinsurance products to insured's worldwide. ACE has a market cap of $33.0 billion and is part of the insurance industry. The company has a P/E ratio of 9.5, below the S&P 500 P/E ratio of 17.7. Shares are down 6.2% year-to-date as of the close of trading on Friday. Currently there are 11 analysts that rate ACE a buy, no analysts rate it a sell, and 5 rate it a hold. TheStreet Ratings rates ACE as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, impressive record of earnings per share growth, notable return on equity and increase in stock price during the past year. We feel these strengths outweigh the fact that the company shows weak operating cash flow. Get the full ACE Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.