Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 125 points (-0.8%) at 16,333 as of Tuesday, Jan. 21, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,733 issues advancing vs. 1,234 declining with 157 unchanged. The Banking industry currently sits up 0.6% versus the S&P 500, which is down 0.1%. A company within the industry that fell today was Mitsubishi UFJ Financial Group ( MTU), up 1.2%. Top gainers within the industry include Signature Bank ( SBNY), up 11.7%, Royal Bank Of Canada ( RY), up 1.9%, HDFC Bank ( HDB), up 1.3% and Canadian Imperial Bank of Commerce ( CM), up 0.9%. TheStreet would like to highlight 5 stocks pushing the industry lower today: 5. Royal Bank of Scotland Group (The ( RBS) is one of the companies pushing the Banking industry lower today. As of noon trading, Royal Bank of Scotland Group (The is down $0.13 (-1.1%) to $11.85 on light volume. Thus far, 313,877 shares of Royal Bank of Scotland Group (The exchanged hands as compared to its average daily volume of 1.1 million shares. The stock has ranged in price between $11.81-$11.99 after having opened the day at $11.96 as compared to the previous trading day's close of $11.98. The Royal Bank of Scotland Group plc, through its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers worldwide. Royal Bank of Scotland Group (The has a market cap of $37.2 billion and is part of the financial sector. Shares are up 5.7% year-to-date as of the close of trading on Friday. Currently there is 1 analyst that rates Royal Bank of Scotland Group (The a buy, no analysts rate it a sell, and none rate it a hold. TheStreet Ratings rates Royal Bank of Scotland Group (The as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, compelling growth in net income and expanding profit margins. However, as a counter to these strengths, we find that the growth in the company's earnings per share has not been good. Get the full Royal Bank of Scotland Group (The Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.