Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 48 points (0.3%) at 16,465 as of Friday, Jan. 17, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,451 issues advancing vs. 1,447 declining with 177 unchanged. The Financial sector currently sits up 0.1% versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the sector include Capital One Financial ( COF), down 4.4%, Royal Bank of Scotland Group (The ( RBS), down 1.8%, Banco De Chile ( BCH), down 1.4%, Discover Financial Services ( DFS), down 1.2% and Credit Suisse Group ( CS), down 1.2%. Top gainers within the sector include SunTrust Banks ( STI), up 3.8%, PNC Financial Services Group ( PNC), up 3.0%, Visa ( V), up 2.2%, Regions Financial Corporation ( RF), up 1.3% and Goldman Sachs Group ( GS), up 0.9%. TheStreet would like to highlight 5 stocks pushing the sector lower today: 5. Hudson City Bancorp ( HCBK) is one of the companies pushing the Financial sector lower today. As of noon trading, Hudson City Bancorp is down $0.34 (-3.7%) to $8.94 on heavy volume. Thus far, 3.6 million shares of Hudson City Bancorp exchanged hands as compared to its average daily volume of 4.7 million shares. The stock has ranged in price between $8.93-$9.27 after having opened the day at $9.17 as compared to the previous trading day's close of $9.28. Hudson City Bancorp, Inc. operates as the holding company of Hudson City Savings Bank that provides various banking products and services in the United States. Hudson City Bancorp has a market cap of $4.9 billion and is part of the banking industry. The company has a P/E ratio of 25.2, above the S&P 500 P/E ratio of 17.7. Shares are down 1.6% year-to-date as of the close of trading on Thursday. Currently there are no analysts that rate Hudson City Bancorp a buy, 1 analyst rates it a sell, and 6 rate it a hold. TheStreet Ratings rates Hudson City Bancorp as a hold. The company's strengths can be seen in multiple areas, such as its reasonable valuation levels, increase in stock price during the past year and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including unimpressive growth in net income, weak operating cash flow and feeble growth in the company's earnings per share. Get the full Hudson City Bancorp Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.