NEW YORK (TheStreet) -- The large banks reported earnings this week, with some doing better than others. TheStreet's Jim Cramer, co-manager of the Action Alerts PLUS portfolio, offered his thoughts on two big banks. 

Cramer called both Goldman Sachs (GS) and Citigroup (C) "interesting" because they each have solid exposure to the international market. 

However, Cramer was "on the fence" about Citigroup, because it did not deliver on its fixed-income, trading and currency metrics. In fact, the bank missed its metrics more than many had expected. 

Everything else in the report was just "OK," Cramer said. But he said it didn't force him to want to be a buyer, especially when a bank like Bank of America (BAC) blew away analysts' estimates. 

Turning to Goldman Sachs, he concluded that the company bought back a lot of stock and had a respectable return on investment. Cramer said he likes Goldman Sachs at current levels.

At the time of publication, Action Alerts PLUS, which Jim Cramer manages as a charitable trust, owned shares of Bank of America.

-- Written by Bret Kenwell in Petoskey, Mich.

Bret Kenwell currently writes, blogs and also contributes to Robert Weinstein's Weekly Options Newsletter. Focuses on short-to-intermediate-term trading opportunities that can be exposed via options. He prefers to use debit trades on momentum setups and credit trades on support/resistance setups. He also focuses on building long-term wealth by searching for consistent, quality dividend paying companies and long-term growth companies. He considers himself the surfer, not the wave, in relation to the market and himself. He has no allegiance to either the bull side or the bear side.

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