After several years of sluggish economic growth, it would be nice to believe that 2014 will offer a bounty of financial opportunities and a clean start. Saying goodbye to bad economic times doesn't happen overnight, but there may be reasons for renewed hope on the horizon. Some of the personal finance trends of 2014 may not thrill you, while others may offer a bright spot. But either way, by having this information, you'll be able to plan for what's ahead. Here's what two financial experts say you should expect to see this year.