Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading down today with the Dow Jones Industrial Average ( ^DJI) trading down 65 points (-0.4%) at 16,380 as of Friday, Jan. 10, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,832 issues advancing vs. 1,123 declining with 123 unchanged. The Financial sector currently sits up 0.2% versus the S&P 500, which is down 0.2%. On the negative front, top decliners within the sector include Banco De Chile ( BCH), down 4.4%, Lloyds Banking Group ( LYG), down 2.8%, Woori Finance Holdings ( WF), down 2.3%, KB Financial Group ( KB), down 1.7% and Manulife Financial Corporation ( MFC), down 1.7%. Top gainers within the sector include Ventas ( VTR), up 3.3%, HCP ( HCP), up 2.2%, Deutsche Bank ( DB), up 2.1%, Health Care REIT ( HCN), up 1.7% and General Growth Properties ( GGP), up 1.4%. TheStreet would like to highlight 5 stocks pushing the sector lower today: 5. Banco Santander Chile ( BSAC) is one of the companies pushing the Financial sector lower today. As of noon trading, Banco Santander Chile is down $0.36 (-1.6%) to $21.99 on average volume. Thus far, 129,977 shares of Banco Santander Chile exchanged hands as compared to its average daily volume of 271,300 shares. The stock has ranged in price between $21.96-$22.31 after having opened the day at $22.10 as compared to the previous trading day's close of $22.35. Banco Santander-Chile provides commercial and retail banking services in Chile. It operates through two segments, Commercial Banking, and Global Banking and Markets. Banco Santander Chile has a market cap of $10.8 billion and is part of the banking industry. The company has a P/E ratio of 0.0, below the S&P 500 P/E ratio of 17.7. Shares are down 5.2% year-to-date as of the close of trading on Thursday. Currently there are 2 analysts that rate Banco Santander Chile a buy, no analysts rate it a sell, and 3 rate it a hold. TheStreet Ratings rates Banco Santander Chile as a hold. The company's strengths can be seen in multiple areas, such as its increase in net income, notable return on equity and expanding profit margins. However, as a counter to these strengths, we find that the stock has had a generally disappointing performance in the past year. Get the full Banco Santander Chile Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.