Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading down 53 points (-0.3%) at 16,478 as of Wednesday, Jan. 8, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,242 issues advancing vs. 1,672 declining with 178 unchanged. The Financial sector currently sits down 0.1% versus the S&P 500, which is unchanged. On the negative front, top decliners within the sector include Plum Creek Timber ( PCL), down 1.3%, Brookfield Asset Management ( BAM), down 1.2%, Weyerhaeuser ( WY), down 0.9%, IntercontinentalExchange Group ( ICE), down 0.7% and CME Group ( CME), down 0.7%. Top gainers within the sector include Royal Bank of Scotland Group (The ( RBS), up 3.6%, Nomura Holdings ( NMR), up 2.9%, Lloyds Banking Group ( LYG), up 2.6%, UBS ( UBS), up 2.0% and Deutsche Bank ( DB), up 2.2%. TheStreet would like to highlight 4 stocks pushing the sector lower today: 4. Bank of Montreal ( BMO) is one of the companies pushing the Financial sector lower today. As of noon trading, Bank of Montreal is down $0.42 (-0.6%) to $65.46 on light volume. Thus far, 114,920 shares of Bank of Montreal exchanged hands as compared to its average daily volume of 338,700 shares. The stock has ranged in price between $65.42-$65.85 after having opened the day at $65.85 as compared to the previous trading day's close of $65.88. Bank of Montreal provides various retail banking, wealth management, and investment banking products and services in Canada, the United States, and internationally. Bank of Montreal has a market cap of $42.8 billion and is part of the banking industry. The company has a P/E ratio of 11.1, below the S&P 500 P/E ratio of 17.7. Shares are down 1.2% year to date as of the close of trading on Tuesday. Currently there is 1 analyst that rates Bank of Montreal a buy, 1 analyst rates it a sell, and none rate it a hold. TheStreet Ratings rates Bank of Montreal as a hold. The company's strengths can be seen in multiple areas, such as its growth in earnings per share, expanding profit margins and good cash flow from operations. However, as a counter to these strengths, we find that the company's return on equity has been disappointing. Get the full Bank of Montreal Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.