Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading down today with the Dow Jones Industrial Average ( ^DJI) trading down 39 points (-0.2%) at 16,431 as of Monday, Jan. 6, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,317 issues advancing vs. 1,618 declining with 151 unchanged. The Banking industry currently is unchanged today versus the S&P 500, which is down 0.3%. A company within the industry that fell today was Woori Finance Holdings ( WF), up 2.8%. Top gainers within the industry include HDFC Bank ( HDB), up 1.7%, Credit Suisse Group ( CS), up 1.3%, Bank of America Corporation ( BAC), up 1.1%, Citigroup ( C), up 0.7% and Deutsche Bank ( DB), up 0.6%. TheStreet would like to highlight 4 stocks pushing the industry lower today: 4. KB Financial Group ( KB) is one of the companies pushing the Banking industry lower today. As of noon trading, KB Financial Group is down $0.92 (-2.4%) to $37.60 on light volume. Thus far, 45,880 shares of KB Financial Group exchanged hands as compared to its average daily volume of 123,800 shares. The stock has ranged in price between $37.58-$37.82 after having opened the day at $37.82 as compared to the previous trading day's close of $38.52. KB Financial Group Inc., a financial holding company, provides various banking and related financial services to consumers and corporations primarily in Korea. KB Financial Group has a market cap of $15.2 billion and is part of the financial sector. The company has a P/E ratio of 7.0, below the S&P 500 P/E ratio of 17.7. Shares are down 5.0% year to date as of the close of trading on Friday. Currently there is 1 analyst that rates KB Financial Group a buy, no analysts rate it a sell, and none rate it a hold. TheStreet Ratings rates KB Financial Group as a hold. The company's strengths can be seen in multiple areas, such as its attractive valuation levels, good cash flow from operations and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including disappointing return on equity and feeble growth in the company's earnings per share. Get the full KB Financial Group Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.