Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 14 points (0.1%) at 16,456 as of Friday, Jan. 3, 2014, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,718 issues advancing vs. 1,181 declining with 172 unchanged. The Financial sector currently sits up 0.1% versus the S&P 500, which is unchanged. On the negative front, top decliners within the sector include Shinhan Financial Group ( SHG), down 2.5%, KB Financial Group ( KB), down 2.5% and Woori Finance Holdings ( WF), down 2.4%. Top gainers within the sector include Icahn ( IEP), up 4.1%, KKR ( KKR), up 2.7%, Credit Suisse Group ( CS), up 2.5%, State Street ( STT), up 1.9% and Blackstone Group ( BX), up 1.8%. TheStreet would like to highlight 5 stocks pushing the sector lower today: 5. RenaissanceRe Holdings ( RNR) is one of the companies pushing the Financial sector lower today. As of noon trading, RenaissanceRe Holdings is down $2.84 (-3.0%) to $91.24 on heavy volume. Thus far, 834,860 shares of RenaissanceRe Holdings exchanged hands as compared to its average daily volume of 362,200 shares. The stock has ranged in price between $91.07-$94.32 after having opened the day at $94.12 as compared to the previous trading day's close of $94.08. RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance coverages and related services in the United States and internationally. RenaissanceRe Holdings has a market cap of $4.3 billion and is part of the insurance industry. Shares are down 3.4% year to date as of the close of trading on Thursday. Currently there are 4 analysts that rate RenaissanceRe Holdings a buy, 1 analyst rates it a sell, and 7 rate it a hold. TheStreet Ratings rates RenaissanceRe Holdings as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, growth in earnings per share, expanding profit margins and increase in stock price during the past year. We feel these strengths outweigh the fact that the company has had sub par growth in net income. Get the full RenaissanceRe Holdings Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.