Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 22 points (0.1%) at 15,897 as of Wednesday, Dec. 18, 2013, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,497 issues advancing vs. 1,411 declining with 169 unchanged. The Financial sector currently sits up 0.2% versus the S&P 500, which is unchanged. On the negative front, top decliners within the sector include E-House China Holdings ( EJ), down 4.8%, Icahn ( IEP), down 3.0%, KKR ( KKR), down 2.1%, American Capital Agency ( AGNC), down 1.8% and Annaly Capital Management ( NLY), down 1.0%. Top gainers within the sector include HDFC Bank ( HDB), up 4.5%, Woori Finance Holdings ( WF), up 3.7%, Mitsubishi UFJ Financial Group ( MTU), up 2.5%, Shinhan Financial Group ( SHG), up 2.4% and Weyerhaeuser ( WY), up 1.8%. TheStreet would like to highlight 5 stocks pushing the sector lower today: 5. AmTrust Financial Services ( AFSI) is one of the companies pushing the Financial sector lower today. As of noon trading, AmTrust Financial Services is down $3.07 (-9.4%) to $29.64 on heavy volume. Thus far, 3.7 million shares of AmTrust Financial Services exchanged hands as compared to its average daily volume of 656,200 shares. The stock has ranged in price between $29.07-$33.13 after having opened the day at $32.70 as compared to the previous trading day's close of $32.71. AmTrust Financial Services, Inc., through its subsidiaries, underwrites and provides property and casualty insurance in the United States and internationally. AmTrust Financial Services has a market cap of $2.6 billion and is part of the insurance industry. Currently there are 3 analysts that rate AmTrust Financial Services a buy, no analysts rate it a sell, and 2 rate it a hold. TheStreet Ratings rates AmTrust Financial Services as a buy. The company's strengths can be seen in multiple areas, such as its robust revenue growth, solid stock price performance, impressive record of earnings per share growth, notable return on equity and largely solid financial position with reasonable debt levels by most measures. We feel these strengths outweigh the fact that the company shows weak operating cash flow. Get the full AmTrust Financial Services Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.