Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. One out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading down 0 points (0.0%) at 15,915 as of Wednesday, Dec. 4, 2013, 11:45 AM ET. The NYSE advances/declines ratio sits at 1,252 issues advancing vs. 1,627 declining with 137 unchanged. The Banking industry currently sits up 0.2% versus the S&P 500, which is unchanged. On the negative front, top decliners within the industry include Mitsubishi UFJ Financial Group ( MTU), down 1.6%, and Toronto-Dominion Bank ( TD), down 1.1%. Top gainers within the industry include HDFC Bank ( HDB), up 3.4%, Bank of America Corporation ( BAC), up 0.9% and JPMorgan Chase ( JPM), up 0.8%. TheStreet would like to highlight 5 stocks pushing the industry lower today: 5. Bank of Montreal ( BMO) is one of the companies pushing the Banking industry lower today. As of noon trading, Bank of Montreal is down $0.53 (-0.8%) to $65.40 on heavy volume. Thus far, 290,308 shares of Bank of Montreal exchanged hands as compared to its average daily volume of 313,600 shares. The stock has ranged in price between $65.31-$65.80 after having opened the day at $65.80 as compared to the previous trading day's close of $65.93. Bank of Montreal, together with its subsidiaries, provides various retail banking, wealth management, and investment banking products and services in North America and internationally. Bank of Montreal has a market cap of $44.6 billion and is part of the financial sector. The company has a P/E ratio of 11.4, below the S&P 500 P/E ratio of 17.7. Shares are up 13.0% year to date as of the close of trading on Tuesday. Currently there is 1 analyst that rates Bank of Montreal a buy, 1 analyst rates it a sell, and none rate it a hold. TheStreet Ratings rates Bank of Montreal as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, growth in earnings per share and expanding profit margins. However, as a counter to these strengths, we find that we feel that the company's cash flow from its operations has been weak overall. Get the full Bank of Montreal Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.