If you are trying to live off income from a savings account and have been waiting for bank rates to recover, then 2013 has been a frustrating year. While mortgage rates and some other types of interest rates showed some signs of life in 2013, savings account and money market rates remained mired at or near all-time lows. Worse, economic setbacks in the second half of the year seem to indicate that bank rates won't get off to a better start in 2014. For some, it may be time to consider alternative income strategies. Here are three options that might suit you if you are investing for long-term income, meaning you aren't dependent on immediate principal liquidity and can ride out some market value fluctuations.