As of Q2 2013, the ratio of total revolving credit line to health care costs was 13.2 to 1. Thus, for every $100 in health care costs, consumers had $1,320 in revolving credit to potentially make those payments. For the same quarter last year, this ratio stood at 18.7 to 1, meaning consumers had $1,870 in revolving credit for every $100 in health care costs."A 30% decline in health care purchasing power is quite significant, especially when this takes place in one year's time," Silva-Craig says. "More and more, health care costs are pushing the consumer to their financial limits where they may need to prioritize which bills to pay first."