TheStreet: In terms of explaining the industry where Erbey has made his fortune, and where he still seems to have most of his attention and money tied up, it seems like its mortgage servicing. What other businesses, aside from mortgage servicing, do you think are key to understanding Erbey? Ross: Well I think it's a couple of things. Number one is a hundred percent dedicated to making this company better every year than it was the year before, not just better in terms of stock, but better in terms of being a business. For example he recently decided that it would be in the company's interest to move it to the Virgin Islands. There are tax reasons, and such, for that. Well in order to make that really work, and not just be a phony bologna gimmick, it became necessary for him to move there. I don't know if you spend a lot of time in St. Thomas, and I certainly don't mean to disparage it, but there not a lot of people, who are wealthy people, who live in Palm Beach, who would welcome moving to St. Thomas. He did that simply to make his company better. And when you think about how wealthy he's become, it's really quite amazing. TheStreet: I didn't realize that. I've never been to St. Thomas. Why is it? Ross: Not that there's anything horrible about it, it's just that it's certainly isn't Palm Beach. TheStreet: One of the opportunities that I think is sort potentially interesting about, I guess it's Altisource Portfolio Solutions ( ASPS), I don't know if by virtue of your investment in Ocwen you would benefit from this. But you know if you look at the multiples attached to Zillow ( Z) and Trulia ( TRLA), you know online buying and selling of homes, it seems like a potentially interesting business. You know the market obviously feels that way, but they seem to ignore the fact that Altisource is conducting online, you know is actually doing these transactions already. Something that Zillow and Trulia are not. I mean is that a business that you could see, you know, where you could see Altisource becoming a major player, and would you, again, would you be able to participate in that by virtue of your stake in Ocwen?