LOS ANGELES, Oct. 16, 2013 /PRNewswire/ -- While the government shutdown is making life difficult for many individuals, for those in need of small business loans, the freezing of contracts and lending poses particularly difficult challenges. Though government in-fighting and harsh conditions at big banks and traditional lenders have notoriously led to headaches for ambitious professionals, Advantage Capital Business Loans serves as a startling contrast. At ACBL, quick, simple and easy business loans are part of a one-of-a-kind lending model that has had a remarkable impact for struggling business owners. Despite an overall difficult marketplace for small businesses, recent months have provided a number of promising indicators for those seeking loans for their small and medium-size companies. However, the highly publicized government shutdown looks to be putting the future of small business lending in jeopardy, shutting down loans and freezing government contracts designed to aid small businesses – a turn that underscores the importance of the innovative lending at ACBL. CBS News reports that the closure of the Small Business Administration has cut off a key source for small and lower rate loans at a crucial moment for small businesses, as holiday spending is just starting to get underway. "This is the worst time for the shutdown to happen," says Rohit Arora, co-founder and CEO of Biz2Credit.com. "This will force small businesses to borrow expensive, short-term money they need in preparing for the holiday season". As a direct contrast, ACBL offers inexpensive and effective lending options for those in need of financial assistance. The SBA guarantees tens of billions of dollars in loans each year, as well as helping small firms to export internationally, obtain government contracts and secure start-up financing – all of which makes it a valuable resource. Yet, the SBA is also subject to the whims of a volatile Congress that is mired in conflict that could lead to long term negative consequences. Fortunately, though, while federal aid has proven to be far from reliable, the customized, small business-focused lending at ACBL continues to prove invaluable to small business owners – even during the most difficult economic conditions.