Claims rate: Claims rate: 0.408 for every 1,000 vehicle years Moore thinks thieves take a pass on the Matrix primarily because the Toyota ( TM) is popular with suburban moms who have garages, making it harder for crooks to notice the car and/or steal it. Besides, the Matrix is a small, station-wagon-like hatchback that Moore figures few self-respecting car thieves want. "When I think about the kind of vehicles that get stolen a lot, station wagons aren't it," he says. All told, the Matrix's theft rate of 0.408 claims for every 1,000 vehicle years is 66% below the U.S. average for all cars of 1.2 reported incidents per 1,000 vehicle years. So thefts boost Matrix owners' insurance bills by only around $3 a year vs. about $8 for the typical U.S. car. Alas, paying customers apparently haven't thought that much of the Matrix, either. Toyota has discontinued to model for 2014 amid lackluster sales, although used versions (and possibly some unsold 2013s) are still available.