NEW YORK (TheStreet) -- These are uncertain times for investors, TheStreet's Jim Cramer told Debra Borchardt as he answered questions from his Twitter followers.

While it is widely expected the government will reach an agreement, Cramer isn't as hopeful. He said that judging from the latest headlines, the odds of a default have gone up dramatically.

With just two days left before the Oct. 17 deadline, he suggested investors look outside of the U.S. for equity exposure. Stocks that have little to do with the United States will not have their earnings results materially impacted because of the shutdown, Cramer said.

Those new to investing should probably avoid stepping into the market right now, he added. Once the Washington turmoil eases, new investors could look to put their money to work in an index fund that will allow an investor to diversify and form a "bedrock" within his or her portfolio, Cramer advised. Always do your homework, he stressed.

Switching to R.R. Donnelley ( RRD), Cramer said the stock is up big and he would continue to own it.

-- Written by Bret Kenwell in Petoskey, Mich.

Bret Kenwell currently writes, blogs and also contributes to Robert Weinstein's Weekly Options Newsletter. Focuses on short-to-intermediate-term trading opportunities that can be exposed via options. He prefers to use debit trades on momentum setups and credit trades on support/resistance setups. He also focuses on building long-term wealth by searching for consistent, quality dividend paying companies and long-term growth companies. He considers himself the surfer, not the wave, in relation to the market and himself. He has no allegiance to either the bull side or the bear side.

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