A.M. Best Co. has assigned a financial strength rating of A (Excellent) and an issuer credit rating of “a” to AmTrust Insurance Luxembourg S.A. (AILSA) (Luxembourg). The outlook assigned to both ratings is stable. The ratings reflect the explicit support provided by AmTrust Financial Services, Inc’s (AFSI) (NASDAQ:AFSI) Bermuda subsidiary, AmTrust International Insurance, Ltd. (AIIL), in the form of an intercompany quota share agreement that was executed following regulatory approval. All remaining ratings of AFSI and its subsidiaries are unchanged. (Please see A.M. Best’s press release dated May 24, 2013 for further information.) The methodology used in determining these ratings is Best’s Credit Rating Methodology, which provides a comprehensive explanation of A.M. Best’s rating process and contains the different rating criteria employed in the rating process. Best’s Credit Rating Methodology can be found at www.ambest.com/ratings/methodology. A.M. Best Company is the world's oldest and most authoritative insurance rating and information source. For more information, visit www.ambest.com. Copyright © 2013 by A.M. Best Company, Inc. ALL RIGHTS RESERVED.