Third-worst vehicle for theft: Chevrolet Avalanche 1500
Claims rate:
6.1 per 1,000 vehicle years

Insurers technically classify the Avalanche 1500 as an SUV, but the model's large, open flat bed functions more or less like a pickup truck's -- right down to the high potential for property thefts.

"The Avalanche has the same issues as trucks do in terms of the ease in which thieves can get to your property," Moore says.

The only difference he sees is that Avalanches often appeal to outdoor enthusiasts more than to contractors.

Moore says that means Avalanches don't sit unattended at work sites as much, but do often carry jet skis, motor scooters and other expensive "toys" thieves can steal.

He notes that insurers paid Avalanche owners a hefty $6,163 for the average theft-related claim last year -- higher than the payouts for comparable pickup trucks.

All told, the HLDI estimates thefts add around $38 to the average 2010-12 Avalanche's insurance cost.

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