Fifth-worst vehicle for theft: Ford F-350 Super Duty Crew Cab (4WD)
Claims rate:
5.6 per 1,000 vehicle years

Although the HLDI doesn't break out specifics of theft-related claims, Moore suspects the FORD ( F) F-350 has lots of insurance losses because people steal items from the truck rather than take the truck itself.

"It's got that open bed, which is a vulnerable place to keep things," he says.

The expert also suspects that like other pickups on the list, F-350s often sit unattended all day at construction sites.

HLDI figures show that insurers paid $7,517 for the average F-350 Crew Cab theft claim last year. That works out to about $42 a year in added insurance costs for every F-350 Crew Cab on the road.

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