Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 32 points (-0.2%) at 15,645 as of Thursday, Sept. 19, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,343 issues advancing vs. 1,599 declining with 112 unchanged. The Financial sector currently sits down 0.3% versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the sector include ING Groep N.V ( ING), down 4.3%, Lincoln National Corp (Radnor ( LNC), down 4.1%, Aegon ( AEG), down 3.9%, Manulife Financial Corporation ( MFC), down 3.0% and MetLife ( MET), down 3.0%. Top gainers within the sector include Orix Corporation ( IX), up 2.8%, Aon plc ( AON), up 2.1%, Boston Properties ( BXP), up 1.7%, Allstate ( ALL), up 1.7% and Travelers Companies ( TRV), up 1.6%. TheStreet would like to highlight 5 stocks pushing the sector lower today: 5. HDFC Bank ( HDB) is one of the companies pushing the Financial sector lower today. As of noon trading, HDFC Bank is down $0.40 (-1.2%) to $34.19 on average volume. Thus far, 527,055 shares of HDFC Bank exchanged hands as compared to its average daily volume of 1.0 million shares. The stock has ranged in price between $34.16-$35.30 after having opened the day at $35.25 as compared to the previous trading day's close of $34.59. HDFC Bank Limited, together with its subsidiaries, provides a range of financial products and services to individuals and businesses in India, as well as in Bahrain and Hong Kong. The company operates in four segments: Retail Banking, Wholesale Banking, Treasury, and Other Banking Operations. HDFC Bank has a market cap of $25.8 billion and is part of the banking industry. Shares are down 20.5% year to date as of the close of trading on Wednesday. Currently there is 1 analyst that rates HDFC Bank a buy, no analysts rate it a sell, and 1 rates it a hold. TheStreet Ratings rates HDFC Bank as a hold. The company's strengths can be seen in multiple areas, such as its revenue growth, notable return on equity and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including a generally disappointing performance in the stock itself, premium valuation and feeble growth in the company's earnings per share. Get the full HDFC Bank Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.