SAN JOSE, Calif., Sept. 16, 2013 /PRNewswire/ -- Amid a recovering U.S. economy, rising interest rates and stricter credit guidelines, people who understand their credit and manage their complete financial picture wisely are at a distinct advantage. Today they have a valuable new comparison tool — for the first time ever, consumers can make side-by-side comparisons of their FICO ® Scores and credit reports from all three U.S. credit bureaus with the FICO Score ® 3-Report View, available exclusively at myFICO.com, the consumer division of FICO (NYSE:FICO). (Logo: http://photos.prnewswire.com/prnh/20121022/CG96006LOGO) Since lenders may pull information from any combination of the three credit bureaus, individuals can use FICO ® Score 3-Report View to identify meaningful differences that may be impacting their FICO ® Score, and preventing them from getting the best interest rates available. "As the credit score used in 90 percent of lending decisions in the United States, the FICO Score is the credit score people need to know," said Geoff Smith, vice president of myFICO. "Now with FICO Score 3-Report View, consumers can see their FICO Scores and credit reports from all three credit bureaus in one single side-by-side comparison report, only at myFICO.com." FICO ® Score 3-Report View provides a complete snapshot of an individual's credit picture. Consumers can compare their three FICO ® Scores and credit reports at a glance, in a single statement, and more easily see potential discrepancies in their credit information at each of the three credit bureaus. Such information may impact a consumer's FICO Scores, which in turn can affect the interest rates they may qualify for and the terms a lender would offer them. Correcting this information can potentially help them get the best interest rates available to them, thus saving money over the term of their loan. "Forewarned is forearmed, especially when it comes to your credit background," said Linda Sherry, director of national priorities at Consumer Action, the national education and advocacy organization. "It's worth the cost to check your credit score before applying for new credit, and having all three scores in one package — as many lenders have access to — makes it easy and convenient to compare what's on file at each of the major credit bureaus." "When a lender is making a credit decision, they often review a consumer's FICO Scores and credit bureau reports from two or all three bureaus," notes Smith. "FICO Score 3-Report View gives the consumer a 360-degree view of their credit status, so they are well-prepared no matter which bureau the lender is using."