Would Bank of America still be around today if it were not for the U.S. taxpayer? Again, it makes one wonder where the Dow would be today if it had managed companies in it as opposed to mismanaged companies like Bank of America. Two duds in a row. What about Hewlett-Packard? Data from Best Stocks Now App While the performance of Hewlett has not been as bad as the other two stinkers, it has not been very good either. Shareholders cannot be too happy with the previous three- and five-year returns. Maybe CEO Meg Whitman should sell her shares on eBay ( EBAY). Again, Dow Jones, what took so long? Visa: So what makes Visa so lucky to have been crowned one of the newest Dow members? Let's take a look. Visa is a San Francisco-based company that provides global payment solutions in support of the credit and debit payment programs of financial institutions. It is a $115 billion large-cap company to which I give a conservative risk profile. Therefore, it is a stock that I own in my conservative growth accounts as opposed to my aggressive growth accounts because this is not the kind of stock that has the potential to double in a few months. It is also not a high-risk stock either. Rather, Visa is a good company that has continued to plow along steadily over the years, and there's nothing wrong with that. Visa first went public in 2008 at $45 per share and today it is priced at $182 per share. Visa also pays shareholders a tiny dividend 0.7%. So it pays about what you would get on a one-year CD right now. Data from Best Stocks Now App Over the last five years, Visa has run circles around the S&P 500, delivering 22% per year while the market has delivered an average of only 6.5%. Over the last three years, Visa has been averaging a 40% return per year while the market has been averaging 14.9% per year -- Visa has almost tripled the returns of the market. Over the last 12 months, Visa is up 44.6% while market is up 17.2% -- it has more than doubled the returns of the market.