NEW YORK ( TheStreet) -- Mitek Systems ( MITK) is taking another major step in the development of a fully featured mobile banking platform with the Tuesday rollout of its Mobile Photo Account Opening product. Mitek is the leading developer of smartphone camera-based mobile banking applications. The company had 1,059 financial institution customers for its Mobile Deposit product as of June 30, increasing a remarkable 19% from 889 the previous quarter. Among signed customers for Mobile Deposit, 559 had deployed the service at the end of the second quarter, include the largest 10 U.S. retail banks. Mitek CEO Jim DeBello says "We rarely see mobile servicing from a bank being implemented without Mobile Deposit," and that "there are 12 million Americans using Mobile Deposit today." With roughly 7,000 banks and 6,800 credit unions chartered in the U.S., the market looks wide open for Mitek to maintain a very strong pace for customer growth. Mobile Deposit uses the camera on an iPhone or Android smartphone to photograph checks a customer wishes to deposit, processing the transaction without any arduous data input. Mitek rolled out Mobile Photo Bill Pay in March, with U.S. Bancorp ( USB) subsidiary U.S. Bank, NA as its first high-profile customer. Mobile Photo Bill Pay takes the "no data input" design philosophy a step further, allowing a bank customer to use their smartphone camera to pay bills simply by using the camera to photograph the bill. The application does everything else, with no other action required from the customer, although the customer can review the bill data for accuracy before the payment is made. As of June 30, Mitek had 10 Mobile Photo Bill Pay customers, including BBVA Compass Bank, the nation's 31st largest retail bank by assets and a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A. ( BBVA). With Mobile Account Opening, banks can capture new customers easily, with no need for a new customer to use a computer or visit a branch. The new customer can download the participating bank's app, then use their smartphone camera to capture the data from the front and back of their driver's license.