Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 14 points (0.1%) at 14,951 as of Friday, Sept. 6, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,968 issues advancing vs. 907 declining with 132 unchanged. The Banking industry currently is unchanged today versus the S&P 500, which is up 0.2%. A company within the industry that fell today was Citigroup ( C), up 0.9%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. UBS ( UBS) is one of the companies pushing the Banking industry lower today. As of noon trading, UBS is down $0.18 (-0.9%) to $19.84 on average volume. Thus far, 1.0 million shares of UBS exchanged hands as compared to its average daily volume of 1.6 million shares. The stock has ranged in price between $19.59-$19.93 after having opened the day at $19.85 as compared to the previous trading day's close of $20.02. UBS AG, a financial services firm, provides wealth management, asset management, and investment banking products and services worldwide. Its Wealth Management division provides financial services to high net worth individuals worldwide. UBS has a market cap of $76.5 billion and is part of the financial sector. Shares are up 27.3% year to date as of the close of trading on Thursday. Currently there are 2 analysts that rate UBS a buy, no analysts rate it a sell, and none rate it a hold. TheStreet Ratings rates UBS as a sell. Among the areas we feel are negative, one of the most important has been an overall disappointing return on equity. Get the full UBS Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.