NEW YORK ( TheStreet) -- Civic-minded credit and debit card holders are getting a new automatic donation option -- great new for charities, which have seen donations relatively stagnant throughout the five-year economic slump. According to the Indiana University Lily Family School of Philanthropy, U.S. charitable donations grew at a paltry 1.5% pace last year, adjusted for inflation. Study analysts says Americans want to do better, but the economy holds them back. "When you consider all the factors that go into determining how much we give to charity, modest growth makes sense and is actually encouraging," said Gregg Carlson, chairman of the foundation, which publishes Giving USA. "Most households feel pressured at every economic corner, but the longstanding social contract between Americans and the nonprofits they believe in remains resilient and intact; many see giving as a core budget item. The amount devoted to that category might shift up or down with annual economic realities, but it doesn't go away." Goodswipe, allows U.S. card consumers to donate to more than 110,000 charities and causes by swiping their payment card at more than 75,000 U.S. retailers, hotels and restaurants. The program, which has the Plink online rewards point provider as a partner, gives donations of up to 3% of a purchase price when users swipe their card at brands such as Gap ( GPS), Kmart ( SHLD), Burger King ( BKW), 7-Eleven and Regal Cinemas ( RGC). charity is an intriguing idea whose time has come. For cash-strapped charities, it may come not a moment too soon.