NEW YORK ( TheStreet) -- The wealthy are likely to enjoy retirement, what with their access to great health care, freedom to travel and the time to enjoy their money. Yet wealthy Americans would rather work, putting retirement off for as long as they can. That's the conclusion of a study of U.S. high net worth investors (defined as Americans with an annual income of $100,000 and above) by the Spectrem Group. checking accounts, certificates of deposit and savings accounts, Spectrem reports. America's wealth class also seems to be having too much fun to retire, and are much more likely to share their sentiments about work and life through social media sites such as Twitter and LinkedIn ( LNKD), Spectrem says. They're especially using social media tools to track their money, make investment decisions and share opinions about the economy. Middle-and lower-income Americans are much less likely to use Twitter or LinkedIn to do so.