Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 79 points (-0.5%) at 15,419 as of Friday, Aug. 9, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,348 issues advancing vs. 1,561 declining with 117 unchanged. The Insurance industry currently sits down 0.2% versus the S&P 500, which is down 0.2%. A company within the industry that fell today was Berkshire Hathaway ( BRK.B), up 0.7%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Manulife Financial Corporation ( MFC) is one of the companies pushing the Insurance industry lower today. As of noon trading, Manulife Financial Corporation is down $0.09 (-0.5%) to $17.13 on average volume. Thus far, 1.3 million shares of Manulife Financial Corporation exchanged hands as compared to its average daily volume of 2.0 million shares. The stock has ranged in price between $16.98-$17.28 after having opened the day at $17.15 as compared to the previous trading day's close of $17.22. Manulife Financial Corporation, together with its subsidiaries, provides financial protection and wealth management products and services to individual, corporate, and business customers primarily in Asia, Canada, and the United States. Manulife Financial Corporation has a market cap of $31.8 billion and is part of the financial sector. Shares are up 27.4% year to date as of the close of trading on Thursday. Currently there are 7 analysts that rate Manulife Financial Corporation a buy, no analysts rate it a sell, and 3 rate it a hold. TheStreet Ratings rates Manulife Financial Corporation as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, notable return on equity, reasonable valuation levels and largely solid financial position with reasonable debt levels by most measures. We feel these strengths outweigh the fact that the company shows low profit margins. Get the full Manulife Financial Corporation Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.