Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 79 points (-0.5%) at 15,419 as of Friday, Aug. 9, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,348 issues advancing vs. 1,561 declining with 117 unchanged. The Financial sector currently sits up 0.1% versus the S&P 500, which is down 0.2%. On the negative front, top decliners within the sector include SunTrust Banks ( STI), down 1.8%, Bank of America Corporation ( BAC), down 1.0%, T. Rowe Price Group ( TROW), down 0.8%, Citigroup ( C), down 0.7% and Aflac ( AFL), down 0.7%. Top gainers within the sector include Noah Holdings ( NOAH), up 25.8%, Banco Santander Chile ( BSAC), up 2.3%, Credit Suisse Group ( CS), up 1.9%, Prologis ( PLD), up 1.8% and American Tower ( AMT), up 1.9%. TheStreet would like to highlight 3 stocks pushing the sector lower today: 3. Discover Financial Services ( DFS) is one of the companies pushing the Financial sector lower today. As of noon trading, Discover Financial Services is down $0.54 (-1.1%) to $50.34 on light volume. Thus far, 902,512 shares of Discover Financial Services exchanged hands as compared to its average daily volume of 3.5 million shares. The stock has ranged in price between $50.20-$51.18 after having opened the day at $50.75 as compared to the previous trading day's close of $50.88. Discover Financial Services, a bank holding company, provides direct banking and payment services in the United States. It operates in two segments, Direct Banking and Payment Services. Discover Financial Services has a market cap of $24.4 billion and is part of the financial services industry. Shares are up 30.7% year to date as of the close of trading on Thursday. Currently there are 13 analysts that rate Discover Financial Services a buy, no analysts rate it a sell, and 5 rate it a hold. TheStreet Ratings rates Discover Financial Services as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, growth in earnings per share, expanding profit margins and good cash flow from operations. Although the company may harbor some minor weaknesses, we feel they are unlikely to have a significant impact on results. Get the full Discover Financial Services Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.