3. Capital One FinancialCOF data by YCharts
Shares of Capital One ( COF) closed at $69.59 Friday, returning 21% this year, following a 36% return during 2012. The shares trade for 9.5 times the consensus 2015 EPS estimate of $7.31. The consensus 2014 EPS estimate is $6.80. Please see TheStreet's earnings coverage for details on Capital One's second-quarter results, which were described on July 18 as "pleasantly solid" by KBW analyst Sanjay Sakhrani. Sakhrani rates Capital One "outperform," with a price target of $79, and in a note to clients wrote that the company's "U.S. Card revenue margin was better than our estimates and appears to be sustainable." "COF remains well-capitalized and is in a position to substantially raise its payout ratio in 2014." The company pays a quarterly dividend of 30 cents on common shares, for a dividend yield of 1.72%. Capital One didn't request Federal Reserve approval for share repurchases through the first quarter of 2014, because of its 2012 acquisitions of ING Direct (USA) and the HSBC's ( HBC) U.S. credit card portfolio. Interested in more on Capital One Financial? See TheStreet Ratings' report card for this stock.